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Fisrt Moments of Life

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First Emotional Feelings

First crush – Well it was wonderful experience, she was my best friend and we used to play together and share everything !!. I was never dare to speak to her about this as I was very much afraid that I might loose her. She was very close to me. In think every person goes through similar experience. This so common that you need a good company you fall in love with close one and don’t disclose your feeling in fear of losing love one. 

First investment - I think it was my Peggy bank in which I used to store my prestigious coin of 50 paisa to 2 rupees. I have saved Rs 50/- from 180 days of saving. This made me understand how the money can be accumulated. Open my first saving account at age of 15 when I was in school. I still hold that account even though there are hardly any transactions. Later I learn that the money saving is saving account is not fruitful. Now I keep some amount in FD for liquidity balance in Equity. First Salary – It is shear earning Rs 600/- which I got during my in plant training in college I have saved it in my saving account and later used to purchase clothes. I am today earning good money but no difference between first salary and present salary as the more money in you earn the more you required. First Credit card – It was ICICI silver card with credit limit of Rs 15000/-. My expenses were very high as I used to travel so every me I used to pay over credit charges. Today I own only platinum cards from ICICI and Standard charted Bank. These are value for money card with the kind of service they render to card holders.

 

First Lifestyle

First Mobile – I remember when I started using mobile the rates was very high. It was applicable for both in-coming as well as out-going. The first hand set purchased was from my cousin who returned from UK. It was Nokia from Vodafone. The set was very heavy and had problem with network reception & battery. I used for 6 months and then shifted to Nokia 3315. What should I do with old hand set that was question every boy thing? Well I have sold it on bazee.com at 20% premium on purchase price. 

First Car – It is our own Indian car pride of India Maruti- Suzuki which i have recently bought oh my god what kind of effort I have made in organizing fund. It is was purchased without loan sound awkward but in my opinion go for credit car as it attracts lesser interest than the car loan. In India car loan is 17.5 % which will burn your wallet.